Order radd kare aur credit card authorization hold

Note: Singapore waala users ke liye, kripiya is article ko dekhiye:
Order Cancellation aur Credit Card Authorization Hold for SG Users

Authorization Hold kaa matlab kaa hai?

Authorization hold aapke available credit ya account balance se ek temporary katoti hoti hai. Jab merchant payment poora hone se pehle aapke bank se ek nishchit rakam approve karne ko kehta hai, tab yeh hota hai.

Authorization Hold ki zarurat kaahe hoti hai?

Authorization hold isliye use ki jati hai taaki verify ho sake ki buyer ke paas purchase amount cover kare ke liye kaafi paisa ya credit hai. Isse transaction process ke baad payment se judi pareshaniyaan rokne me madad milti hai.

Authorization Hold kaise kaam karta hai?

• Jab aap order place karte hain, bank ko ek request bheji jati hai taaki ek nishchit rakam authorize ki ja sake.
• Bank temporarily is rakam ko hold kar leta hai, jisse yeh kisi aur kaam ke liye available nahi raheti.
• Rakam tabhi charge hoti hai jab seller payment ko final karta hai aur accept karta hai.

Aam galatfahmi: Double Charging

Aisa lag sakta hai ki aapse do baar charge hua hai — ek baar authorization hold ke liye aur ek baar actual transaction ke liye. Asal me, hold sirf temporary hota hai aur transaction complete hone par isko final charge se replace kar diya jata hai.

Jab order cancel hota hai tab kya hota hai?

Agar payment poora hone se pehle aapka order cancel ho jata hai, to held amount aapke bank dwara poori tarah release kar di jayegi. Release hone ke baad, aisa hota hai jaise transaction kabhi hua hi nahi.

Rakam wapas aane me kuch din kyon lagte hain?

Der aam taur par bank aur payment network ke beech internal processing time ke kaaran hoti hai. Zyadaatar banks transaction cancel hone ke baad aapke balance ko update karne me kuch business din lete hain.